Amegy Bank is seeking a
Portfolio Manager to join the
International Banking team in
Houston or
San Antonio,
TX. International Banking is a full-service lending group specializing in financing solutions for exporters, importers, U.S. subsidiaries of foreign companies, and international corporates.
The ideal candidate will possess the skills and experience necessary to:
- Manage all phases of the credit approval process.
- Prepare comprehensive credit memos analyzing financial statements, market risks, guarantor strength, and loan structure to assess creditworthiness, while ensuring compliance with internal credit policies and regulatory requirements.
- Oversee an assigned portfolio, including monitoring for delinquencies, matured loans, collateral, financial statements, borrowing base and covenant compliance, risk grading, and monthly reporting.
- Collaborate effectively with clients, peers, credit officers, and senior management.
- Stay informed on financial and market trends affecting the portfolio and assess their impact.
- Identify early warning signs and proactively manage deteriorating credits or emerging risks.
- Perform additional duties as assigned.
Qualifications:
Bach elor's degree in Finance, Accounting, Business, or a related field. Minimum of two years of experience in commercial loan underwriting, credit analysis, or a related area. Equivalent combinations of education and experience may be considered.
- Strong knowledge of commercial lending, credit analysis, financial statement interpretation, risk assessment, credit monitoring, and loan documentation.
- Formal credit training is preferred.
- Familiarity with banking products, services, policies, procedures, and regulatory frameworks.
- Proficiency in underwriting, financial modeling, valuation, and policy compliance.
- Excellent communication skills-both written and verbal.
- Strong organizational, analytical, and problem-solving abilities.
- Ability to manage deadlines and prioritize effectively.
- Proficiency in Microsoft Office applications, including Word and Excel.
- Fluency in Spanish is preferred.
Benefits:
At Amegy Bank, we strive to create value for our customers, communities, employees, and shareholders. As a member of our team, we recognize the essential role you will play in our success. Our benefit plans are designed to help protect the health and well-being of you and your families, while helping you grow in your career.
- Medical, Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
- Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
- Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
- 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees
- Employee Ambassador preferred banking products
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